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That is nearly 4 in 10 people deprived of basic necessities of life. The poverty stricken population has scarce opportunities to improve their living conditions. Often, children cannot go to school and basic health requirements are not fulfilled. With rising unemployment, many people want to start a small business but their idea seldom materializes because of the general lack of access to low cost capital. The financial inclusion ratio in Pakistan stands at less than 15%. High interest rates charged by banks and even higher by informal money lenders is a major deterrent to entrepreneurship.
The underprivileged are trapped in a vicious cycle which is difficult to escape.
This is what led to the development of Seed Out, a not for profit crowdfunding platform which is working to end poverty by establishing micro-entrepreneurs through interest-free microfinancing. Sustainable income generation enables our micro entrepreneurs to be drivers of their lives, rather than mere recipients of charity.
Interest Rate
Donation to Borrower
Largest Loan Size
Equal Treatment Policy
How your donation works
Most charity models hand over cash and hope for the best. Seed Out takes a smarter approach: we procure the tools, stock, and materials a beneficiary actually needs to start their business — directly, on their behalf.
Direct procurement, zero leakage Funds are spent on verified business assets — never handed as cash. This eliminates misuse and ensures every rupee goes exactly where it's meant to.
No temptation, no diversion A beneficiary in need can be tempted to use cash for urgent personal expenses. By procuring goods directly, we protect the business purpose of your donation.
100% fund utilisation — guaranteed Every donor can verify on their dashboard exactly what was purchased. No guesswork, no promises — just transparent, auditable impact.
what sets us apart
Each donation is a 100% interest-free loan to a beneficiary.
Instead of giving cash directly, Seed Out provides tangible items and trainings needed for the business. Similarly, financial assistance amount is given directly to university against the student's challan form to ensure that the donors money is put to right use.
Seed Out connects you directly with the beneficiary by providing contact details, GPS coordinates and real time update through our interactive donor dashboard.
Under Seed Out's Student Scholarship Fund Initiative, an Artificial Intelligence (AI) Student Portal is developed where an eligible candidate can apply through an online application system for scholarship.
Through Seed Out Scholarship Fund, students with critical financial conditions can pursue their higher education irrespective of their gender, race or faith.
Private and corporate donors take care of our operating costs thus 100% of your donation will be revolved for the use of establishing micro-entrepreneurs and in successful completion of students' degrees.
All beneficiaries are treated equally with a first in first out policy.
Seed Out executes a relaxed repayment policy by giving the beneficiary a grace period or 100% waiver in case of death or any unforeseen circumstances.
We disburse an average loan size of PKR 100,000 and the highest loan ranges to PKR 200,000. Moreover, coverage of full fee at listed public universities across Pakistan through Seed Out's Student Fund.
Our commitment to you
Seed Out is built on accountability. From the moment you donate to the day a business opens its doors, every rupee is tracked, every step is auditable, and you are kept informed throughout.
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Track every contribution as it happens. Your interactive donor dashboard shows live updates on the entrepreneurs you support, repayment progress, and the cumulative impact your giving creates — all in one place, always up to date.
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Once a business is established, the beneficiary's full contact details are shared with their donors by email — creating a genuine, verifiable relationship between giver and recipient. No anonymity, no guesswork.
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Seed Out's operating costs are funded separately by corporate and private donors. That means 100% of every rupee you donate goes directly to establishing a micro-entrepreneur or supporting a student's education.
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Every campaign includes GPS coordinates of the beneficiary's location, verified during the field visit. Donors can see exactly where their support is going — down to the street level.
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Seed Out never hands cash to beneficiaries. We directly purchase the tools, stock, and equipment the entrepreneur needs from verified suppliers. Funds can only be used as intended — no diversion, no leakage.
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Every borrower is screened by seven independent officers — Desk Officer, Credit Officer, Social Mobiliser, Credit Manager, Accounts Manager, Content Writer, and Operations Head — before their campaign goes live.
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All verified beneficiaries enter a strict first-in, first-out queue. No connections, no shortcuts, no preferences. Every entrepreneur is treated equally regardless of background, city, or business type.
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Repayments re-enter the fund and support new beneficiaries. Over time the same donation helps multiple people — multiplying your impact year after year without you needing to donate again.
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No interest is charged on any loan. Every rupee a beneficiary repays flows 100% back into the revolving fund — not into Seed Out's pockets. Your donation keeps working long after you make it.
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Seed Out operates a compassionate repayment policy. Beneficiaries receive a grace period if needed, and a 100% loan waiver is granted in cases of death or unforeseen catastrophic circumstances.
Choose an entrepreneur or student to support and help us break the cycle of poverty.
DONATE NOW
Seed Out is a not for profit crowd funding platform which is working to end poverty by
establishing micro-entrepreneurs through interest-free Micro Financing.
Donate to Seed Out's operational cost (link)
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