Pakistan's First Crowdfunded Microfinance Platform

How Seed Out Works

Browse Campaigns Why Seed Out?
0% Interest
100% Reaches Beneficiary
7 Verification Steps
∞ Revolving Impact

Micro-entrepreneur programme

How an entrepreneur gets funded

From discovering a campaign to watching that business grow — here's the complete journey.

01

Choose a Profile

Browse verified entrepreneurs from across Pakistan. Every profile includes the borrower's story, business plan, GPS location, photos, and the amount needed to get started.

02

Donate Interest-Free

Make a fully interest-free donation — as little or as much as you like. Once the campaign is fully funded, Seed Out directly procures the goods the entrepreneur needs. No cash is handed over.

03

Track Progress

Watch your entrepreneur through your donor dashboard. You get real-time repayment updates, and once the business is established, you receive the beneficiary's contact details by email.

04

Repayment Revolves

As repayments come in, your donation re-enters the revolving fund — 100%, at 0% interest — and goes on to help the next verified beneficiary in the queue. Your one donation keeps giving.

Entrepreneur

A process where a borrower becomes a donor

Entrepreneur donation steps 1. Choose a profile 2. Donate 3. Track Progress 4. Revolve

Student

Just donation process about student

Student donation flow Donated Student Donor

The revolving model

One donation. Endless impact.

Most donations are spent once. At Seed Out, your donation is an interest-free loan — and when it's repaid, it doesn't stop. It revolves to the next verified person in the queue.

0% interest 100% reaches beneficiary No cash handed over FIFO — equal treatment

Visualised

See how your donation multiplies

One donor funds many beneficiaries as repayments revolve. Watch the cycle in action below.

↻ REVOLVING FUND ↻ Donor PKR PKR PKR PKR PKR Beneficiaries
PKR 5,000
Your Donation
0
People Helped
PKR 0
Total Impact Amount
Each monthly repayment funds the next beneficiary…
Month Beneficiary # Amount Status
Donation — interest-free loan
Repayment revolves to next beneficiary
Beneficiary funded
Not yet funded
1
You donate

Your interest-free donation pools with other donors to fully fund a verified campaign.

2
Business established

Seed Out buys the goods directly. The entrepreneur receives assets — never cash.

3
Entrepreneur repays

As the business earns income, the borrower repays in small instalments at 0% interest.

4
Fund revolves

100% of every repaid rupee immediately flows to the next beneficiary in the FIFO queue.

∞
Cycle never ends

One donation helps 2, 3, 4 people over its lifetime — with no extra giving required.

Student scholarship fund

How a student gets supported

Seed Out's student programme covers full university fee payments — directly to the institution, never as cash.

Apply through our AI student portal

Eligible students submit an online application through Seed Out's AI-powered student portal. The system screens candidates based on academic merit and financial need.

Verified & published

After passing the same rigorous 7-step verification process, the student's profile goes live on the Seed Out platform where donors can choose to support them.

Fee paid directly to university

Once funded, Seed Out pays the challan fee directly to the university — so every rupee goes towards the student's education, with zero leakage.

Repayment revolves

Upon graduation and employment, students repay interest-free — and those funds revolve to support the next student in the queue.

Seed Out student donation flow

Rigorous vetting — before any campaign goes live

7-Step Borrower Verification

Every borrower passes through seven independent officers before their campaign is published. No step can be skipped.

01
Desk Officer

Collects the applicant's basic information, verifies identification documents, and fills out the initial application form on their behalf.

02
Credit Officer

Visits the applicant's home to photograph living conditions, interview family members, and speak to neighbours — building a full background picture.

03
Social Mobiliser

Assesses the applicant's community standing, motivation, and the viability of the proposed business concept based on local market conditions.

04
Credit Manager

Reviews all field reports from previous officers and makes an independent merit-based decision on whether the application should proceed.

05
Accounts Manager

Verifies financial documentation, calculates the appropriate loan amount, records GPS coordinates, and prepares the repayment schedule.

06
Content Writer

Produces professional photography, writes the campaign narrative in the borrower's own words, and formats the complete profile for publication.

07
Operations Head

Final sign-off. The campaign only goes live on the Seed Out platform once the Operations Head has reviewed and approved all six previous reports.

Campaign goes live
All 7 steps must be passed independently before a campaign is visible to donors. This is how Seed Out maintains a zero-fraud track record.
Revolving Fund

Ready to make a difference?

PKR5,000 Your Donation
18 People in 18 Months
More+ Every Year After
0% Platform Fee
Donate Now Browse Campaigns

Explore

Get to know us

Our special programs

Support

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Seed Out is a not for profit crowd funding platform which is working to end poverty by establishing micro-entrepreneurs through interest-free Micro Financing.
Donate to Seed Out's operational cost (link)

Donate Now

Copyright © 2013 - 2026. All Rights Reserved.

Explore

Get to know us

Our special programs

Support

WhatsApp Chat with us

Seed Out is a not for profit crowd funding platform which is working to end poverty by establishing micro-entrepreneurs through interest-free Micro Financing.
Donate to Seed Out's operational cost (link)

Donate Now

Copyright © 2013 - 2026. All Rights Reserved.