Rigorous vetting — before any campaign goes live
7-Step Borrower Verification
Every borrower passes through seven independent officers before their campaign is published. No step can be skipped.
01
Desk Officer
Collects the applicant's basic information, verifies identification documents, and completes the initial application form on their behalf.
02
Credit Officer
Visits the applicant's home to photograph living conditions, interview family members, and speak with neighbours — building a full background picture.
03
Social Mobiliser
Assesses the applicant's community standing, motivation, and the viability of the proposed business against local market conditions.
04
Credit Manager
Reviews all field reports and makes an independent, merit-based decision on whether the application should proceed.
05
Accounts Manager
Verifies financial documentation, calculates the appropriate loan amount, records GPS coordinates, and prepares the repayment schedule.
06
Content Writer
Produces professional photography, writes the campaign in the borrower's own words, and formats the complete profile for publication.
07
Operations Head
Final sign-off. A campaign only goes live once the Operations Head has reviewed and approved all six previous reports.
Campaign goes live
