Our model

Why Seed Out is Unique

Transparent, interest-free micro-financing built around real entrepreneurs—not cash handouts.

0% Interest

Each donation is a 100% interest-free loan to a beneficiary.

No cash involved

Seed Out provides tangible items for the business plus training so donor funds are used correctly.

100% Transparency

Direct connection with beneficiaries—contact details, GPS, and updates via our donor dashboard.

Health and Telehealth

Health cards and telehealth so entrepreneurs access quality care at no cost.

FIFO Policy

All beneficiaries are treated equally with a first-in, first-out policy.

Quality Education

Two children are sent to school with every entrepreneur established through Seed Out.

The 100% Model

Operating costs are covered by private and corporate donors—100% of your support goes to entrepreneurs.

We share their burden

Relaxed repayment with grace periods or full waiver in case of death or unforeseen circumstances.

Biggest loan size

Average loan PKR 100,000; maximum up to PKR 200,000.

Your journey

How it works

Four simple steps from application to repayment.

Apply for loan

Merit system

Check eligibility by completing the online application.

Invite

Up to 15 days

Invite friends and family to donate and prove credit worthiness.

Fundraise

Up to 50 days

Reach supporters who want to see you succeed.

Repay

Up to 36 months

Build credit and repay donors after fundraising.

Ready to start your business journey?

Complete the pre-assessment—it only takes a few minutes.

Apply now
Support

Frequently asked questions

Unlike traditional bank loans, Seed Out does not require a minimum credit score or years of cash-flow documents. Important aspects:

  • Your business must be within Pakistan.
  • You must be 18 or older.
  • Loans are only for entrepreneurial ideas—not personal use.
  • Prohibited activities will not be tolerated.

You can visit us at our office.

or

Fill out our online application with your details and business idea. We will contact you for more information. After our 7-step verification, we will notify you of the loan amount you qualify for.

You have 20 days to get support from 15–30 family members or friends to kick-start fundraising.

We recommend:

  1. Send personalized emails to 15–30 people in your network.
  2. Follow up with phone calls.
  3. Explain your vision and how the loan will help—and that you will repay.

Seed Out is cashless. We set up sustainable income sources, provide training, and prepare entrepreneurs for long-term success—not direct cash payouts.

Repayments stay in the donor’s account for 5 days, then move to the revolving fund to support more entrepreneurs.