Built on Trust

You Know Exactly Where Your Money Goes

Transparency isn't a promise at Seed Out — it's engineered into every step. Every donor is directly connected to the person they help, with full visibility from donation to impact.

01

GPS Location Shared

We share the exact GPS coordinates of your beneficiary — so you always know precisely where your donation reached.

02

Direct Contact Details

Donors receive the beneficiary's real contact number — you can call or message them directly, any time you wish.

03

Real-Time Dashboard

Track repayments, milestone updates, and live impact reports through your interactive donor dashboard — 24/7.

04

No Cash — Just Impact

We purchase business items directly, never cash, ensuring every rupee is used exactly as intended with zero leakage.

05

100% to Beneficiaries

Corporate donors cover our running costs — so 100% of every public donation flows directly to the revolving fund.

06

0% Platform Fee for Beneficiaries

We charge absolutely nothing to the people we serve. No processing fees, no admin cuts — every benefit reaches the beneficiary in full.

What Makes Us Different

Our Core Principles

Every policy we follow is designed to protect the borrower, respect the donor, and maximise real-world impact.

0% Interest — Always

Every loan is Qarz-e-Hasna — interest-free. Borrowers repay only what they received, making our model fully Shariah-compliant and ethical.

100% Transparency

Donors are connected directly to their chosen entrepreneur with contact details, GPS location, and real-time progress via our interactive dashboard.

Revolving Fund Model

Repayments are collected in a revolving fund — every recovery is recycled to fund another entrepreneur, multiplying your donation's impact over time.

Education Included

Two children are sent to school with every entrepreneur we support. Poverty alleviation and education go hand in hand in our model.

Health & Telehealth

Entrepreneurs receive health cards and telehealth access, ensuring families get quality healthcare alongside financial support.

Women, Orphans & Widows First

Orphans, widows, women, and differently-abled persons are our highest priority. We believe the most vulnerable deserve the first opportunity — equal treatment guaranteed for all.

Support Seed Out

Every rupee keeps the revolving fund alive — helping us reach more cities, more entrepreneurs, and more students in need.

Seed Out charges 0% interest — every rupee revolves back to help the next person

Fundraising is the gentle art of teaching the joy of giving

Why We Exist

Seed Out is More Than Charity

Traditional charity provides relief — Seed Out creates independence. By investing in people's entrepreneurial potential, we generate sustainable outcomes that outlast any single donation and ripple across entire communities.

According to the World Bank, 90% of Pakistan's workforce is highly entrepreneurial — yet 80% of them are shut out of conventional banking. Our 100% interest-free model exists precisely to fix that inequity.

Micro-financing for Entrepreneurship

We provide the capital deserving entrepreneurs need to launch or grow — interest-free, with business items purchased directly, never cash.

Skills Development & Training

Capital alone isn't enough. Our team delivers hands-on training and mentorship so every entrepreneur is set up to truly succeed.

Revolving Fund — No Interest, No Admin Charges

Repayments are recovered with zero fees and fed back into our revolving fund — every recovery immediately raises the next entrepreneur.

Our Priority

Who We Focus On

We reach those who are most often left behind — because equal access to opportunity is not just a value, it is our operating principle.

Women Female entrepreneurs are a top priority — we actively close the gender gap in microfinance and scholarship access across Pakistan.
Differently-Abled Disability is never a disqualifier. We provide equal financing opportunities to all, regardless of physical ability.
Orphans & Widows — Special Priority Orphans and widows hold the highest priority in our selection process. We are committed to providing them a dignified path to financial independence and education.
Equal for All No discrimination on gender, religion, caste, or race. Every applicant is evaluated on need and potential — nothing else.
Why Choose Seed Out

What Makes Us Unique?

Our model is built on trust, transparency, and the belief that sustainable change starts with economic empowerment.

0% Interest

Each donation becomes a 100% interest-free loan — fully Shariah-compliant and ethical for every borrower.

No Cash Involved

Instead of cash, Seed Out provides the actual business items needed, plus training — ensuring every rupee goes to the right purpose.

100% Transparency

Donors connect directly with their beneficiary via contact details, GPS location, and real-time updates on our dashboard.

Health & Telehealth

Entrepreneurs receive health cards and access to free telehealth services, protecting families beyond just their finances.

FIFO Policy

All beneficiaries are treated equally with a strict First In, First Out policy — no favouritism, ever.

Quality Education

Two children are sent to school with every entrepreneur we support — breaking the poverty cycle for the next generation.

The 100% Model

Corporate donors cover our running costs — so 100% of every public donation is reinvested into the revolving fund.

We Share Their Burden

A relaxed repayment policy includes grace periods and 100% waivers in cases of death or unforeseen hardship.

Impact by the Numbers

Seed Out in Numbers

Every figure below represents real families whose lives have changed.

90 Scholarships Given
3,670 Entrepreneurs Raised
374.9 M Total Amount Disbursed
18,350 Lives Impacted
11,010 Children Sent to School
24 Cities Across Pakistan
70% / 30% Male / Female
4 Transgender Supported
237 Widows & Orphans Supported
73 Differently-abled
97% Repayment Rate

Seed Out Financials

2024 was our biggest year yet

We disbursed 64.5 M and started 477 entrepreneurs — helping 2385 people live better lives and sending 1431 children to school.

Our Team

The Seed Out team is a group of optimists working towards a better future for Pakistan — skilled, passionate, and committed to turning the dream of lifting communities out of poverty into concrete reality.

Zain Ashraf

Zain Ashraf

President

Faateh Umar Mughal

Faateh Umar Mughal

Seed Out Scholarship Programme Lead

Ayesha Hamid

Ayesha Hamid

Board of director

Usman Ashraf

Usman Ashraf

Board of director

Fiza ferhan

Fiza ferhan

Board of director

Syed Haris Ali

Syed Haris Ali

Board of director

Raheel Anwar

Raheel Anwar

Board of director

Sajjad Mughal

Sajjad Mughal

Board of director

Build a better world with us

We're always looking for curious and committed individuals to join the cause. Think you can fit in with our team?

CONTACT US