Ghazala Bibi need a loan of $180 A loan of $180 helps to open a grocery store.
"Those who spend their wealth [in Allah 's way] by night and by day, secretly and publicly - they will have their reward with their Lord. And no fear will there be concerning them, nor will they grieve." - Quran 2:274
47-year-old Ghazala Bibi has faced very harsh conditions in her life. When she lost her husband many years ago, her life started falling apart. Every day, she used to worry about who will take care of her three children who were very young at that time. Who will pay for their school fee and how will she even afford to feed them? But she had little time to worry as she had to do something quickly. In this time of adversity, Ghazala started stitching some clothes and selling them for a living. The income from this was so insufficient that it did not do much to fulfill the children's expenses. Although Ghazala had always been so enthusiastic about getting her son highly educated, she realized it would not be possible in these circumstances. Ghazala and her son, Numan, who is now only 17 years old, had to give up their dream of Numan getting a higher education and he had to start working at a tender age for the family's financial survival. However, it is quite sad that Numan is only able to earn Rs. 5,000 per month, which hardly eases financial constraints.
Ghazala wants to take a big step forward for the sake of her children. Her daughters are very adorable and both of them go to school. For them, Ghazala wants to open a grocery store which will enable her to earn more. For her grocery store, she needs a loan of $180 from Seed Out and is relieved that it is interest-free. Opening up a grocery store with an adequate investment will significantly increase the family's income, bringer much prosperity to them.
To make a donation that transforms the life of a widow and her 3 children, please donate to Ghazala's grocery store.
It helps a widow take care of her son and 2 young daughters.
It helps a widow take care of her son and 2 young daughters.
Tags
#Gujranwala
#Grocery shop (Karyana store)
#Female
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Field Partner
SEWA Foundation
Average cost to borrower
PKR 2,500
Profitability (return on assets)
15%
Delinquency rate
2.5%
Loans at risk rate
1.8%
Default rate
0.5%
Currency exchange loss rate
0.3%
Lending Partner risk rating
"Those who spend their wealth [in Allah 's way] by night and by day, secretly and publicly - they will have their reward with their Lord. And no fear will there be concerning them, nor will they grieve." - Quran 2:274
47-year-old Ghazala Bibi has faced very harsh conditions in her life. When she lost her husband many years ago, her life started falling apart. Every day, she used to worry about who will take care of her three children who were very young at that time. Who will pay for their school fee and how will she even afford to feed them? But she had little time to worry as she had to do something quickly. In this time of adversity, Ghazala started stitching some clothes and selling them for a living. The income from this was so insufficient that it did not do much to fulfill the children's expenses. Although Ghazala had always been so enthusiastic about getting her son highly educated, she realized it would not be possible in these circumstances. Ghazala and her son, Numan, who is now only 17 years old, had to give up their dream of Numan getting a higher education and he had to start working at a tender age for the family's financial survival. However, it is quite sad that Numan is only able to earn Rs. 5,000 per month, which hardly eases financial constraints.
Ghazala wants to take a big step forward for the sake of her children. Her daughters are very adorable and both of them go to school. For them, Ghazala wants to open a grocery store which will enable her to earn more. For her grocery store, she needs a loan of $180 from Seed Out and is relieved that it is interest-free. Opening up a grocery store with an adequate investment will significantly increase the family's income, bringer much prosperity to them.
To make a donation that transforms the life of a widow and her 3 children, please donate to Ghazala's grocery store.
It helps a widow take care of her son and 2 young daughters.
It helps a widow take care of her son and 2 young daughters.
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